The Ultimate FTX Claims FAQs

Last updated:

As of October 20, 2026

Reviewed by Alberto Visona, Co-Founder

This FAQ covers the most common questions about the FTX US (Kroll) and Bahamas (PwC) bankruptcy claim processes - distribution dates, KYC, disputed claims, and restricted jurisdictions. If your question isn't listed, contact us directly.

You can also run your Unique Customer Code through the SBF stole my crypto calculator to compare your scheduled claim against current crypto prices.

Where can I access my FTX (US process claim)?

You can access your US-process FTX claim directly through the official Kroll portal at claims.ftx.com. To see your scheduled balances and their value at FTX's prices, use our FTX claim calculator.

Where can I access my FTX (Bahamas process claim)?

You can access your Bahamas-process FTX claim through the official PwC digital markets portal at digitalmarketsclaim.pwc.com.

Fifth distribution received. When is the next one?

The fifth distribution was made on July 31, 2026. As of October 20, 2026, FTX has not announced the next record date or distribution date. Our estimate is a record date around mid-December 2026 and a payout around late January 2027; this is not an FTX date. The next scheduled omnibus hearings are on November 19 and December 17, 2026. Make sure your KYC is approved, objections are settled, and tax/distribution provider selections are completed to stay eligible.

I missed earlier distributions, what can I do?

Missing a record date means you are not paid in that round. Under FTX's rules, original holders of allowed claims permanently forfeit a distribution if they do not complete the tax form (Step 7) within 90 days of the first notice sent after that record date. If they do not complete onboarding with a distribution service provider (Step 8) within six months of the first distribution date associated with their allowed claim, they may forfeit their right to receive distributions on that claim. If that first distribution date was July 31, 2026, six months falls on January 31, 2027; check your FTX notice for the applicable deadline. A missed payment can be permanently lost even if the claim remains eligible for future rounds.

Fifth FTX payment missing? Run the six portal checks and review your deadlines.

Fifth distribution received. How much has been paid so far?

The most recent distribution was made on July 31, 2026. After that fifth round, Dotcom Customer Claims (Class 5A) reached a 105% cumulative recovery after a 9% incremental payout; U.S. Customer Claims (Class 5B) reached 105% after a 5% incremental payout; and General Unsecured and Digital Asset Loan Claims (Classes 6A and 6B) reached 103% after a 3% incremental payout. For creditors above $50,000, this meant additional funds were received in the fifth distribution.

Is the FTX portal (US) already updated with the data for the fifth distribution?

Yes, if you were eligible for the July 31, 2026 fifth distribution, your FTX portal or distribution provider should reflect the relevant distribution information. No next distribution date has been confirmed yet.

I have a <$50k claim and I didn't get the distribution yet, am I still receiving interest?

Convenience claims receive a single payment that includes post-petition interest at the Consensus Rate from the petition date through the initial distribution date (Plan Arts. 4.2.1(d) and 4.2.2(c)). FTX states a cumulative distribution of 120%. Interest does not continue accruing after that initial distribution date, even if your payment is delayed.

How long will it take me to get my full amount?

After the fifth distribution on July 31, 2026, FTX reported cumulative distributions of 105% for Classes 5A and 5B and 103% for Classes 6A and 6B. Amounts above 100% represent post-petition interest. Under Plan Art. 4.2.3(h), customer claims accrue this interest at the Consensus Rate; Classes 6A and 6B use the lower of the Consensus Rate, the applicable Contract Rate, or another rate determined by the court or agreed by the parties. FTX has not announced the next payment amount or date. Past payouts were 101–182 days apart, about 3.5–6 months; this is not a promised schedule. FTX's Q2 2026 report says interest-bearing claims stopped accruing interest as of July 31, 2026; before that round, unpaid accrued interest was $2,413 million.

I am in a restricted jurisdiction, can I change my KYC?

The FTX Recovery Trust withdrew its restricted-jurisdiction procedures motion on November 3, 2025 (D.I. 33439), without prejudice; any renewed request requires a new motion and notice. Withdrawal did not automatically make restricted residents eligible. As of October 1, 2026, residents of 44 jurisdictions cannot select a distribution provider. If you have genuinely relocated, or your recorded information is incorrect, request a review from KYC-Support@ftx.com using your registered email and provide the supporting documents requested. Your country must reflect your actual circumstances; simply choosing another country does not establish eligibility.

I am in a restricted jurisdiction, can I simply choose another country in the distribution provider list?

No, the country of the distribution provider needs to be the same as the KYC.

Is the restricted jurisdiction list applicable also to Bahamas claims?

The Bahamas process has its own rules and PwC publishes a separate restricted-jurisdiction list. Do not assume it matches the U.S. list: the PwC page (updated October 15, 2026) lists FTX's 44 jurisdictions plus Pakistan and Zimbabwe, 46 in total. Check digitalmarketsclaim.pwc.com and the liquidators’ notices for your own eligibility and payment status.

I never did anything, can I still submit my proof of claim?

The deadline for submitting FTX customer claims passed on September 29, 2023, at 4 p.m. U.S. Eastern Time. If your claim is marked “Not Started” or was filed late, check your FTX notices and seek a review; a late filing may be disputed and does not guarantee eligibility.

My FTX claim shows as "forfeited" or "rejected" - what does this mean and can I fix it?

A forfeited distribution and a disallowed claim are different. Missing the tax-form deadline (Step 7) permanently forfeits that payment, and missing the provider-onboarding deadline (Step 8) may forfeit the right to receive distributions on the claim. A court order disallowing a claim affects the claim itself. Read the specific FTX notice and any court order to identify what was affected. If you believe the status is wrong, contact FTX or seek legal review promptly; reinstatement is not guaranteed.

My FTX claim is recognized but shows as "disputed" - what happened?

A disputed claim has not yet been allowed under the Plan. Possible reasons include an unresolved claim reconciliation, a restricted jurisdiction or an FTX Australia payment that needs to be reconciled. A dispute does not itself establish that the claim will be paid or rejected, and there is no guaranteed resolution date. Review Step 5 and your notices, or request our FTX disputed claim consultation.

Which countries or jurisdictions are currently restricted from receiving FTX distributions?

44 restricted jurisdictions (FTX list as of 1 October 2026). FTX keeps this list on its support page and can change it at any time; on 1 October 2026 it removed Guernsey. If you are affected, see our FTX restricted jurisdictions guide and our FTX disputed claim consultation.

My FTX claim shows as forfeited or rejected even though I completed KYC and submitted everything - what happened?

Check which requirement and deadline the notice identifies. Submission and approval are different, and completed KYC does not establish that tax forms, provider onboarding or claim objections were resolved. Keep evidence of timely completion and contact FTX if you believe there is an error. A jurisdiction restriction alone does not establish that a claim was forfeited. You can also request our FTX disputed claim consultation.

How can I verify whether an FTX claim buyer is legitimate?

Check the buyer in a public company registry, read independent reviews, confirm any prior claim transfers on the official docket, and never pay upfront fees or share wallet keys. See our claim buyer verification guide for the full checklist.

Can I sell part of my FTX claim?

PAXTIBI can review a partial sale of a larger claim case by case, so you may retain part of the remaining recovery. The agreement and transfer documents must clearly identify the portion sold and how future distributions are allocated. Availability depends on the claim and the proposed transaction; not every claim can be split.

Do I need KYC before selling my FTX claim?

Expect identity and ownership checks before completing a sale. FTX requires the original account holder’s KYC for a customer claim to be allowed, and a buyer may have its own checks. Selling does not replace the original holder’s KYC, revive a disallowed claim or restore forfeited distributions. If KYC is unresolved, have the claim status reviewed before agreeing to a sale.

What is the 21-day rule for selling before a record date?

FTX’s July 17, 2026 release requires that the “21-day notice period has lapsed without objection”. The transferred allowed claim must also have been processed and recorded in the buyer’s name on the official claims register by the record date for payment to that buyer. Kroll’s transfer notice starts the 21-day period; signing a sale agreement does not. Allow additional time for filing and processing.

Can a missed FTX distribution be recovered?

Not always. A payment missed only because the requirements were not met by the record date can be paid in a later round once they are completed. A payment forfeited because the tax form (Step 7) was not completed within 90 days of the first notice is lost permanently. If provider onboarding (Step 8) is not completed within six months of the distribution date, the holder may forfeit their right to receive distributions on the claim. See the deadlines under "I missed earlier distributions, what can I do?" above.

Who is buying your claim

  • PAXTIBI LLP, a limited liability partnership registered in England and Wales in 2023, company number OC449662. Registered office: 27 Old Gloucester Street, London WC1N 3AX; branch in Dubai.
  • Run by its two founding partners, named with their backgrounds on our About page.
  • Rated 4.6/5 from 19 reviews on Trustpilot.
  • Listed as a creditor in the FTX Chapter 11 case (No. 22-11068, US Bankruptcy Court, District of Delaware): see the court record.
  • Videos from the founders on our YouTube channel.
  • We never ask for upfront fees, private keys, seed phrases or passwords.

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